From Petty Shop to Prosperity Through Steady Support

P. Saritha | Karakathikottai Village, Pudukkottai District, Tamil Nadu

P. Saritha lives in Karakathikottai village of Pudukkottai district with her husband and children. During a period of financial struggle, her neighbours introduced her to VASFPL, encouraging her to join a Joint Liability Group. She received her first loan of ₹10,000, which she used to start a petty shop, marking the beginning of her livelihood journey.

With disciplined repayment and growing confidence, Saritha accessed a ₹40,000 loan, followed by a ₹1,00,000 loan, which enabled her to establish a grocery store. The income from the shop helped her meet her children’s educational expenses and manage her family’s needs comfortably. Her consistent progress and responsible repayment strengthened her eligibility for further support.

Recently, Saritha received a ₹2,00,000 loan, which she used to expand her grocery store, increasing both stock and customer reach. Today, she lives happily and securely, free from the financial difficulties she once faced. She expresses her heartfelt gratitude to VASFPL for supporting her growth and helping her build a stable livelihood.

Latest News and Events

Two Day Strategic Workshop

May 20, 2026|

Valar Aditi successfully conducted a two-day strategic workshop on April 4th and 5th, 2025, with the participation of 55 staff members across all cadres. The workshop focused on understanding current operational challenges, identifying organisational strengths, [...]

COVID Relief Support to Microfinance Borrowers

May 20, 2026|

Standing with Communities During the Pandemic Valar Aditi, in partnership with St. Joseph’s Development Trust and with the generous support of BESTSELLER Foundation, Denmark, successfully implemented a large-scale COVID Relief Support Programme to assist microfinance [...]

Gaja Flood Relief Initiative

May 20, 2026|

Extending Compassion and Support to Flood‑Affected Communities In the aftermath of Cyclone Gaja, which caused widespread devastation across several districts of Tamil Nadu, Valar Aditi stepped forward to support families who had lost their homes, [...]

Investor Visit to Valar Aditi – September 2023

May 20, 2026|

In September 2023, Valar Aditi Social Finance Private Limited had the privilege of hosting two of our esteemed investors, Mr. Ernst Michaelsen and Mr. Jørgen Holm, during their visit to our operations. During their visit, [...]