Providing financial and social inclusion services to the rural poor with the support of Mutual Benefit Trusts and other forms of developmental organizations interested in the overall enhancement of the living standards of rural poor using Micro-Finance approach.
A Microfinance Initiative
Valar Aditi Social Finance Private Limited
Promoted by
Dr. I. Sebastian
To improve the standard of living and bring about sustainable socio-economic development of the marginalized women in rural India through the provision of financial and non-financial services.
To emerge as a professionally managed MFI adding values to stakeholders and offering inclusive financial services to empower fifty thousand women at the bottom of the pyramid by 2028.
- Commitment
- Transparency
- Innovation
- Exceptional team work
- Ethics in business
- Quality of service
- Integrating social values
Call us for inquiry : Monday to Saturday: 9.30 am – 5.30 pm
0452 – 2669050
0452 – 2669050
| SNAPSHOT OF OPERATION | |||
| Particulars | As on 31st Mar’2026 | As on 31st Mar’2025 | As on 31st Mar’2024 |
| States covered | 2 | 2 | 2 |
| Branches | 8 | 9 | 9 |
| District coverage | 12 | 12 | 12 |
| Active Villages | 1,293 | 1,479 | 1,279 |
| No of Joint Liability Centre | 1,860 | 3,188 | 3,460 |
| Total no of active Member | 8,321 | 16,672 | 21,350 |
| Portfolio in (VLAP) Crore | 0.84 | – | – |
| Total Portfolio (Crore) | 26.28 | 51.65 | 66.68 |
A Microfinance Initiative
why choose VASFPL
VASFPL has adopted the Joint Liability Group (JLG) method of lending, which lends to women organized into a group of five members. Approval of loans is based on group recommendation and mutual guarantee. This is based on the basic principles and methods evolved in Grameen Bank, Bangladesh with modifications made to suit local clients and conditions. Currently, VASFPL has only one product, called IGL- Income Generation Loan, which is a group lending programme exclusively for women.
A Microfinance Initiative
