Expanding a Small Business Through Progressive Support

Lakshmi | Thidakottai, Tamil Nadu

Lakshmi from Thidakottai became a member of the Valar Shubham Joint Liability Group in 2022. As part of a six‑member group, she accessed a collective loan of ₹2,40,000, which the group repaid with full commitment and financial discipline. This initial support strengthened her confidence and encouraged her to continue her livelihood journey.

As her business needs grew, Lakshmi availed her third loan — a Business Loan of ₹1,00,000 from Valar Aditi Social Finance Limited. With this financial assistance, she expanded her small shop, improved its stock, and enhanced its operations. The growth of her shop has resulted in steady and increased profits, enabling her to support her family more comfortably.

Today, Lakshmi leads a stable and secure life. She expresses her heartfelt gratitude to Valar Aditi Social Finance Limited for empowering her livelihood and supporting her family’s well‑being.

Latest News and Events

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Valar Aditi successfully conducted a two-day strategic workshop on April 4th and 5th, 2025, with the participation of 55 staff members across all cadres. The workshop focused on understanding current operational challenges, identifying organisational strengths, [...]

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Standing with Communities During the Pandemic Valar Aditi, in partnership with St. Joseph’s Development Trust and with the generous support of BESTSELLER Foundation, Denmark, successfully implemented a large-scale COVID Relief Support Programme to assist microfinance [...]

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Extending Compassion and Support to Flood‑Affected Communities In the aftermath of Cyclone Gaja, which caused widespread devastation across several districts of Tamil Nadu, Valar Aditi stepped forward to support families who had lost their homes, [...]

Investor Visit to Valar Aditi – September 2023

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In September 2023, Valar Aditi Social Finance Private Limited had the privilege of hosting two of our esteemed investors, Mr. Ernst Michaelsen and Mr. Jørgen Holm, during their visit to our operations. During their visit, [...]